Eight Ways You Can Improve Your Home Appraisal » Mortgage Masters Group

The Appraisal Process. The higher the appraisal, the more equity you have and the more you can borrow. The appraisal can also lower your interest rate if it tells the lender that your home’s value makes it a good risk. And, if you’re paying mortgage insurance on your current loan, a high valuation may eliminate it if your loan amount stays below 80.

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CoreLogic Says Housing ‘Shadow Inventory’ Is 1.8 Million Units; Morgan Stanley Says 8 Million – Home – The Daily Bail The median price of an Orange County home – or the price at the midpoint of all sales – was $685,000 last month, CoreLogic reported. That’s up $36,000, or 5.5 percent, from August 2016 levels.

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So, if home values have grown significantly since you bought the place, a refinancing appraisal may reveal that you have a higher percentage of equity in your home. If you financed with less than 20 percent down, this appraisal could help you get rid of PMI.