T/F Your rent or mortgage payment should be at least 25% or more of your take-home pay
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Unlike an HDB flat where the down payment is around 10% buying an EC requires a 25% down payment. You can finance your purchase through a bank loan because you will not be eligible to apply for an HDB credit to purchase an EC. Check interest rates of various financial institutions for you to get the best loan deal.
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Story By Class Act Federal Credit Union From Yvonne Overstreet, Mortgage Lending Manager at Class Act Federal Credit Union You can refinance your home to pay for other expenses and save on interest. Refinancing your mortgage and "cashing out" is a creative way you can use home equity to finance things such as home improvement,
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One possible way you can defray some of your interest expenses is to take a tax deduction. taxed on thanks to the student loan interest deduction. Since this $2,500 in income would’ve been taxed at.
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